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Learn more about Klarna

Pay now

Pay directly when placing your order. No credit card number, no extra passwords, no worries.

pay later

Only pay for what you like. Review your order first and then decide what you want to keep.

Pay in installments

Pay your orders in installments and at your own pace. You decide how much you want to pay monthly.

General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

Product Code: CLER08726_RB_01
Customer Rating:

    Ruby Hoop Earring Charm

    Product Code: CLER08726_RB_01
    Customer Rating:

    RRP: Recommended Retail Price: This is general estimation of price at which it is sold on normal retail stores. 460€
    ( vat incl. )
    You Save 0 You Save is difference between recommended retail price and what you pay when you buy from Diamonds Factory.
    How We Offer The Best Price:
    A typically retails for

     

    When you buy it from us, you save

     

    A typically retails for
    Traditional value chain.
    Jewellery Manufacturer
    Jewellery Wholesaler
    Jewellery Retailer
    Customer pays
    You Save:
    When you buy it from us, you save
    How we do it differently.
    Diamonds Factory
    Designed
    Crafted
    Delivered
    Customer pays
    Early Black Friday Sale | Use Code FLASH55 TO GET A FURTHER 55% OFF!
    • A
      Quality Grade - Good (A): Dark blue in color. Light does not pass through gem. Entry level for fine jewelry.
    • AA
      Quality Grade - Good (A): Dark blue in color. Light does not pass through gem. Entry level for fine jewelry.
    • AAA
      Quality Grade - Good (A): Dark blue in color. Light does not pass through gem. Entry level for fine jewelry.
    Ruby
    • 6X4mm
    • 6X4mm
    • 6X4mm
    • 4mm
    • 6X3mm
    DF

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    Product Code: CLER08726_RB_01

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    460€   €200   ( vat incl. )
    Early Black Friday Sale Price  

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    Luxurious packaging

    An Everlasting Gift

    Our boxes are specially designed to complement and protect the jewellery they house.

    The beautiful faux suede lining combined with the delicate gold details creates a luxurious packaging that will display the jewellery in the best possible way.