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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

When it comes to birthstones, October babies are blessed with two of the most captivating and colourful gems: opal and tourmaline. These stones are not only adored for their visual appeal but are also rich in history and symbolism, making them a perfect gift for someone special or a cherished addition to your personal jewellery collection.


History: origins and ancient mythology

Opal birthstone

Opal's name is derived from the Sanskrit word for “precious stone”, "upala" and the Greek word "opallios," which means "to see a change in colour." Formed primarily from silica-rich water that seeps into cracks in the earth, evaporates and then leaves behind silica deposits which eventually turn into opal, the gemstone is most commonly found in Australia, which produces around 95% of the world's opal supply. Other significant sources include Ethiopia, Mexico, and Brazil.

Throughout history, opal has been associated with various mythological tales. According to Arabic myth, opals fell from the heavens during thunderstorms, capturing the lightning within their multi-coloured depths. While Greek mythology suggests that opals were formed from the tears of joy wept by Zeus after his victory over the Titans.

Most commonly found in Africa and Brazil, tourmaline is formed by hydrothermal activity — a process in which hot water and vapours carry the necessary elements to form crystals in pockets or any open space within igneous or metamorphic rocks. As a crystalline boron silicate mineral containing a variety of elements, the gemstone boasts an array of colours, ranging from deep pinks and reds to greens, blues and yellows, and even multi-coloured varieties.

There are myriad myths surrounding tourmaline, many of which align with its colourful nature and magical properties. One ancient Egyptian legend claims that as the stone made its journey up from the Earth’s centre, it travelled along a rainbow, and this is why it can be found in so many different colours today. As a result, tourmaline is often referred to as the “rainbow gemstone”. Another popular belief about the birthstone is that it provides protection against negative energies and promotes a sense of calm and peace.

Symbolism

Opal birthstone

Opal is a gemstone that symbolises creativity, inspiration, and emotional expressiveness. Known for its mesmerising play-of-colour, it’s often associated with passion, love, and desire. It’s even believed to enhance imagination and help bring one’s deepest thoughts and feelings to the surface, making it a stone of introspection and self-awareness. Historically, opal has also been seen as a symbol of protection, hope, and purity.

Often referred to as the “stone of reconciliation”, tourmaline is believed to inspire compassion, self-confidence, and inner strength. Different colours of tourmaline are thought to carry specific energies: for example, pink tourmaline is synonymous with love and compassion, green with prosperity and growth, and black with grounding and protection.

Caring for your stone

Caring for your jewellery

Caring for an opal stone requires special attention due to its delicate nature. To keep your opal looking its best, avoid exposure to extreme temperatures or direct sunlight for extended periods, as these can cause the stone to crack or lose its colour. Opal jewellery should be cleaned gently with a soft, damp cloth and mild soap, avoiding harsh chemicals and ultrasonic cleaners that could cause damage to the stone.

By contrast, looking after a tourmaline stone is relatively straightforward, given its durability, but it does still require some attention to maintain its beauty. Clean your tourmaline jewellery with warm, soapy water and a soft brush or cloth, ensuring you rinse it thoroughly to remove any soap residue. Avoid harsh chemicals, high heat, or sudden temperature changes, as this can affect the stone's colour and cause fractures.

Both opal and tourmaline jewellery should be checked regularly by a professional to ensure the setting remains secure. All gemstone jewellery should be stored separately from one another in a fabric-lined box or soft pouch to prevent any scratches.

Which birthstone is the right one for you?

Whether you're drawn to the mystical allure of opal or the vibrant spectrum of tourmaline, each October birthstone offers something for everyone. When making a choice between the two, consider which gem resonates the most with your personal style and the qualities you wish to embody. Explore Diamond’s Factory’s selection to find the perfect opal or tourmaline piece that speaks to you.

Other Good Reads

Sapphire: September’s birthstone
November Birthstone Spotlight: Topaz and Citrine
August Birthstone Spotlight: Peridot

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