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Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie
Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.
Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.
Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.
Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.
In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.
Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10
If you are thinking of asking your loved one to marry you, you are probably wondering how to choose the right engagement ring. With so many beautiful engagement ring styles out there and
many things to consider before placing your order, it can feel tricky to understand where to begin your search.
From setting a budget to considering your significant other’s style, we reveal the steps you should take to choose the right engagement ring for your partner - you can thank us later!
How much should you spend on an engagement ring?
Up to three month’s salary is the traditional amount spent on an engagement ring but, realistically, you should spend what you can afford and what makes sense for your lifestyle. It is thought that the average cost of an engagement ring in the UK is £1,480 but of course, how much you spend is really down to you and depends on the style of ring you are hoping to buy.
How to choose the right engagement ring
1. Set a budget
The best place to start when you begin searching for an engagement ring is to set a budget. Be realistic, but also consider the style of engagement ring your partner may be hoping for. There is no right or wrong answer to how much you should spend on an engagement ring, and there are ways to save so that you can afford the ring you want. Head to our engagement ring calculator to get an idea of how much you can afford to spend according to your salary, monthly finances and the amount of time left until you propose - you may be surprised.
2. Consider their lifestyle
If your loved one is super active or they have hobbies that require working with their hands, such as baking or gardening, you should take this into account. For example, if they are very active or clumsy, you may prefer to stay clear of pavé diamonds or fine prongs to avoid damage or diamond loss. A 6-prong solitaire engagement ring, or a ring in a secure bezel setting, could be the perfect solution for an active or accident-prone partner. If your loved one is less active, or they tend to be careful with their jewellery, you can consider delicate or vintage engagement ring styles.
3. Look at their personal style
You probably know your loved one quite well by now but if you are still unsure what engagement ring they would like it is a good idea to take a look at their style. How do they dress, simple and understated or glamorous and on-trend? Do they tend to wear yellow gold or platinum? Once you have taken note of their style and preferences, you should have a good idea of the perfect engagement ring setting for them whether that be a vintage engagement ring or modern style. Your next step is to customise the ring by choosing your precious metal and the perfect diamond.
4. Choose a metal type
Whether your loved one prefers the elegant finish of white gold, the fashionable appearance of rose gold or the classic beauty of yellow gold, there is no right or wrong answer when it comes to choosing the perfect metal for your engagement ring. This should be a personal choice, although there are some things you may wish to consider such as the strength, weight or finish of each metal type.
White gold & platinum
White gold and platinum are both beautiful, white metals, with a couple of differences. White gold is lighter than platinum and also more affordable whereas platinum is highly durable and a hypoallergenic metal - perfect for those with sensitive skin.
Yellow gold
Yellow gold is a natural metal that has a timeless and classic yellow-toned appearance. It mainly consists of pure gold which is very soft therefore a small number of alloy metals are added, such as zinc and copper, to improve its durability.
Rose gold
Rose gold is a fashionable metal type that has become increasingly popular in recent years. It is made up of a mixture of yellow gold, copper and silver and has a beautiful blush tone.
If you want to find out more, head to our metal guide in our education section.
5. Choose the perfect diamond
Choosing the perfect diamond can have a great impact on the overall appearance of your engagement ring. As the talking point in every ring design, the diamond you select should be the highest quality that you can afford for your budget.
To find the perfect diamond for your budget, you should take some time to learn about the 4 C’s - cut, clarity, carat and colour. These parameters affect the value and overall appearance of the diamond.
Carat
Most people tend to worry about buying the biggest diamond for their budget. Although of course, it does affect the size, carat refers to the weight of the diamond.
Cut
The cut of a diamond refers to its proportions. A diamond with an excellent cut is perfectly proportional, and therefore reflects more light and creates more sparkle. It can also help with making your diamond appear slightly larger.
Clarity
Clarity refers to the assessment of any imperfections either within the diamond or on the outside. Diamonds with the lowest number of flaws and blemishes will have a higher clarity grading.
Colour
All diamonds are assessed and graded on a diamond colour scale. High-quality diamonds have a pure, bright clear appearance, whereas those lower in quality show traces of colour (sometimes a yellow or brownish hue).
Diamond shapes
Not to be confused with cut, the diamond shape you choose affects your entire engagement ring design. The most popular shape is the round diamond, known for its superb sparkle and timeless beauty. It also tends to be the most expensive diamond shape. There are plenty of other shapes to consider and in recent years diamond shapes such as the oval, emerald and pear, have become increasingly popular.
Want to find out more? Head to our diamond education guide to learn everything you need to know about diamonds.
From defining your loved one’s personality and choosing a metal type, to selecting the perfect diamond, you should now be confident enough to choose the right engagement ring.
Browse our selection of engagement rings online or head to our other article - 20 unique proposal ideas that wow!