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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

September is here and this month is all about the beautiful blue Sapphire. Known for being a firm favourite amongst the royals and many famous figures around the globe, there’s something incredibly remarkable about the Sapphire that gets everyone talking. With its wide spectrum of bright blue hues, the Sapphire has always been associated with romance, wisdom and royalty and it comes to no surprise as to why the September birthstone grows in popularity year in year out.


What is a Sapphire?

Sapphire gemstone

A sapphire is one of the world’s most precious gemstones and is a vibrant blue variation of the mineral corundum. Formed from extremely high pressure and temperatures under the earth’s surface, Sapphires also share the same properties as rubies, the difference being that when the mineral corundum is blue it is considered a sapphire, and when it is red it’s classified as a ruby. Sapphires are incredibly rich in colour and feature amazing shine and texture too, as well as being a part of the four most precious stones, with others being diamonds, rubies and emeralds. Although mainly blue in colour, depending on the other elements found within, sapphires can occasionally be purple and yellow in colouring too.

The History of the Sapphire

Sapphire gemstone

The history of the sapphire stretches all the way back to their first mention in the 14th century, however when talking more traditionally about blue sapphires, the first was discovered around 1881. Found high up in the Himalayas in Kashmir, a catastrophic landslide revealed an undiscovered site of vibrant sapphires, and the mine yielded thousands of extraordinary sapphires of every shape, size and quality imaginable from 1882-1887 - which is where the blue sapphires story really took flight. Another important location to note in history for production of the famous September birthstone is Myanmar, where the renowned Burma sapphire has been produced now for over a thousand years. In more recent history, spectacular sapphire gemstones can now be found all over the world, including in locations such as Australia, Sri Lanka, Kenya, Colombia and beyond.

The Royals Love for Sapphires

Royals wearing gemstone

We’ve all heard of the colour ‘royal blue’ before, and this term is often assigned directly to bright blue sapphires. With many connections to medieval times where kings would wear sapphires often as they were believed to have heavy protective qualities, it comes to no surprise why sapphires sit as a firm favourite with members of the royal family. With one of the most incredible sapphire engagement rings belonging to the Duchess of Cambridge, Kate Middleton – her outstanding sapphire engagement ring is extra special amongst the royal family as it belonged to the Duke of Cambridge’s mother, the late Princess Diana. Another infamous part of history and belonging to the crown jewels that features the sapphire is the Imperial State Crown, which is worn by the reigning monarch after the coronation which features 17 sapphires and the St Edward’s Sapphire right in the centre. Sapphires are repeatedly said to symbolise strength, power and blessings, alongside power and wealth, it doesn’t need any further explanation as to why sapphires sit within the monarchy so prominently.

Sapphire Birthstone Facts

With it being September and all about the sapphire birthstone, we deep dived into a few special facts that add to why the sapphire is such a special stone in today’s day and age.

  • The name sapphire comes directly from the Greek word ‘sappheiros’ – it’s said that originally this may have referred to a different type of blue stone formerly known as Lapis Lazuli.

  • Second to diamonds, sapphires are one of two of the hardest gemstones available – both sapphire and ruby sit at 9 on the MoHs

  • A unique type of sapphire exists called a star sapphire. A star sapphire offers a distinctive reflection where it looks like there is a star trapped within the stone. This reflection is caused by minute inclusions that cause the light to reflect.

  • The rarest sapphires are found and sifted from flowing rivers in Sri Lanka. These sapphires are actually pink and have their own ‘other’ name called padparadscha.

  • Once upon a time sapphires came ahead of diamonds as the most popular engagement ring choice up until the 20th century.

  • Sapphire was used famously on the Apple Watch Series 3; the crystal was used to help improve the screens resistance to scratches.

  • One of the most legendary sapphires ever sold at auction in 2014 was the Blue Belle of Asia. It features a whopping 392.52-carat cushion cut sapphire inside a diamond necklace, which was mined from Ceylon in the heart of Sri Lanka. Still to this day the buyer remains unnamed.

Other Good Reads

Celebrities Who Opted for a Gemstone Engagement Ring Instead
Coloured Engagement Ring Gemstone Trends
July Birthstone Spotlight: Ruby

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